SPECIALIST INSURANCE LAWYERS

Tim Gunn Lawyers are specialist insurance litigation lawyers based in Matakana, acting for policyholders across New Zealand. Insurers frequently decline claims on the basis of alleged non‑disclosure, exclusion clauses, or policy interpretation disputes. I review the policy, assess the insurer’s decision, and represent clients in negotiations or litigation to secure a fair and lawful outcome.

We assist policyholders in navigating the claims process and challenging insurance companies when claims are declined, delayed, or under‑assessed. We represent individuals, community groups and businesses of all sizes in complex insurance disputes.

OUR EXPERTISE - Insurance Litigation & Disputes

Over the last ten years, insurance lawyer Tim Gunn has been involved with all areas of insurance, including:

Talk to Us About Your Insurance Dispute

If you are dealing with a declined claim, an under‑assessment, delays, or uncertainty around your insurance entitlements, I can provide clear and strategic advice from the outset. I assist clients nationwide with income protection, TPD, trauma, life and property‑related insurance disputes, ensuring you understand your position and the most effective path forward.

Whether you are navigating a complex insurer decision or need guidance on challenging an unfair outcome, you can contact me directly for straightforward, practical advice.

Call us today to discuss your insurance dispute.

  • Disablement Insurance, Health Insurance, Income Protection Insurance, Life Insurance and Trauma Insurance claims. More information about Disablement Law is available here: Disablement Law - More Information.

  • Natural Disaster and Building Damage insurance claims. This includes domestic householder claims and major claims against insurers following the Canterbury earthquakes, Auckland Anniversary Floods and Cyclone Gabrielle. More information about Property Damage Claims is available here.

  • Leaky building and construction disputes.

  • Professional indemnity insurance claims in the areas of Engineering, Architecture, Valuers and Project Managers.

  • Fire and Flood insurance losses.

  • Business Interruption Insurance and Travel Insurance.

Our Services - INSURANCE LAWYER

  1. Insurance Claims Management

    We assist policyholders in understanding and navigating the insurance claims process and advocate on their behalf to achieve fair and timely compensation. We help you review and understand your insurance contract and advise you on the best way to maximise your entitlements under your insurance policy.

  2. Insurance Coverage Disputes

    We represent policyholders in disputes regarding policy coverage, policy interpretation, policy exclusions, and insurance claim denials (claim declinature ). Our goal is to resolve insurance disputes through negotiation, mediation, or litigation, depending on the circumstances, while protecting your interests. We work with insurance brokers and other advocates to provide you with tailored legal solutions to your insurance dispute.

  3. Policy Review and Analysis

    We provide a comprehensive review and analysis of your insurance policies to ensure that you understand the rights and obligations under the terms of your insurance contracts.

    Our thorough approach helps prevent misunderstandings and potential disputes down the line.

Costs and Litigation Strategy

Clear, predictable litigation planning

Insurance disputes often involve financial stress and uncertainty. From the outset, I provide clear advice on expected pathways, likely cost ranges and the most efficient strategy for resolving your claim.

My approach emphasises:

  • Minimising unnecessary legal costs

  • Narrowing the key issues in dispute

  • Using targeted evidence to strengthen your position

  • Avoiding avoidable hearings and procedural errors

  • Maintaining transparency at every stage

Where appropriate, I can offer phased or staged fee structures aligned to your goals.

Focused on value, not volume

Effective insurance litigation requires precision, not excess. I concentrate on the steps that genuinely move your case forward:

  • Identifying decisive issues

  • Eliminating unnecessary process

  • Targeting evidence

  • Pursuing early settlement where beneficial

  • Litigating firmly and efficiently when required

My objective is simple: deliver maximum value and the strongest possible result.

Please contact us today to discuss your insurance dispute.